Annual Report 2025
AOA 1,666 billion
AOA 420 billion
AOA 1,291 billion
AOA 5 billion
1.6 %
0.3 %
3,394 Employees
Human capital is the most valuable asset of any organisation. People are the ones who create value, drive innovation, and ensure business sustainability. BPC is committed to a people-centered strategy, promoting employee development, well-being, and engagement through technical training programs, talent management policies, compensation incentives, and measures aimed at retaining talent and increasing productivity.
26.7 %
It reflects the financial strength achieved by BPC in 2025.
AOA 5 billion
It reflects a decline compared with the previous year, mainly driven by the lower reversal of impairment losses and higher operating costs, despite the increase in Net Banking Income.
257 business units
The BPC has strengthened its national presence and is now represented in all 21 provinces of Angola. Its business units are distributed across Branches, Mobile Branches, Service Posts, Corporate and Business Centres, and Private Centres.
AOA 1,291 billion
AOA 420 billion
AOA 287 billion
The 2024-2027 Strategic Plan reaffirms BPC’s commitment to consolidating its position as a benchmark institution in the financial sector, boosting the provision of innovative, inclusive and sustainable services that meet market needs.
Achieving profitability levels aligned with industry best practices by optimising the balance sheet structure and implementing initiatives with impact on key areas of society, while continuing to contribute to sustainable development at the environmental, social and governance (ESG) level.
Developing approaches that ensure excellence in customer service, leveraging technological innovation and offering simple, robust and highly accessible solutions, grounded in a deep understanding of the Customer.
Promoting a culture of innovation, agility and transformation, while maintaining high standards of professionalism, integrity and transparency, energising the corporate culture with emphasis on talent development, training and motivation, mobilising and engaging the entire organisation in the transformation process.
Advancing decisively in digital solutions and monitoring models that guarantee accessibility and availability of services to Customers, supported by the simplification of internal processes.
This Strategic Plan establishes a clear trajectory for the affirmation of BPC as a modern, solid bank oriented towards the economic and social development of the country.
By 2025, the BPC Strategic Plan had reached the halfway point of its implementation horizon, registering an overall execution rate of 57.4%. The recorded performance reflects the direct impact of initiatives developed in the four strategic areas, demonstrating consistent progress on the main points of the transformation agenda.
These results demonstrate significant progress in the Bank’s operational and strategic transformation, reinforcing the construction of a more efficient and modern BPC, aligned with the objectives set for the period 2024–2027.
72.4 %
Execution rate achieved highlighting the implementation of digital services such as internet banking, WhatsApp, QR codes, location services, and new ACM solutions, contributing to greater modernisation and closer Customer relationships.
65.7 %
Progress recorded resulting from technical training programmes, staff management policies, compensation incentives, and measures aimed at talent retention and increased productivity.
49.8 %
Execution level achieved driven by improved internal controls, correction of audit deficiencies, and strengthening of social and environmental policies.
48.6 %
Execution rate reached supported by the modernisation of the Data Centre, strengthening of the PMO, improvements in contracting and execution processes, and implementation of the direct debit system (SDD).